Finally…
affordable Liability Insurance for Personal Chefs at 75% OFF the regular individual rates!

One of the biggest barriers to operating your own Personal Chef business, and enjoying the rewards of the industry, is the potential for liability, both professional and personal.  If you want to protect your business, and your personal assets, in the event that things don’t go as planned, you need to have the right kind of insurance. Why Should I have Liability Insurance? How Do I Get Insured? What Other Benefits Are There? Liability Insurance Overview FAQs

Why Should I Have Insurance?

• It makes sound business sense.  A mistake, or even a false claim, may cost thousands of dollars to defend, and thousands of dollars to pay for liability.  A few hundred dollars a year provides defense coverage, and covers you for any liability to the limit of your coverage.  Your business and family are protected from financial ruin.
• Insurance provides credibility, professionalism to your service, and comfort to your customers.
• Our national clients and retailers require that Personal Chefs providing services have up-to-date liability insurance.  No coverage will mean no referrals for these packages.It’s always tempting to forego this expense, on the assumption that unexpected surprises can be kept at bay.  Is it worth the risk?  After all, there is a real risk that you can be ruined financially as a result of a single mishap. 

Because of the inherent risks posed by the handling and preparation of food, more and more clients are requiring that the Chefs they hire provide proof of insurance coverage.  Without it, you may have to pass up valuable business opportunities to a competitor, because you have no insurance coverage in place.

With liability insurance, you will never have to turn down another job, and can sleep without the fear that you could be sued personally and professionally, and lose everything you have ever earned.

How do I get Insured?

Currently, The Chef Alliance only offers liability insurance for Chefs in Canada.  The Chef Alliance has hundreds of members across Canada, and has designed and negotiated a Personal Chef insurance package designed specifically for our industry. 

This coverage is about 75% less than what you could get it for if you applied directly to an insurance company.  We know, because we check comparables on a regular basis!

You can be insured within a few days and receive your policy, which is underwritten by Aviva Insurance Company.  Simply register with The Chef Alliance, and we'll send you details!

What other benefits are there?

Liability Insurance Overview

The Chef Alliance offers special rates for Liability Insurance coverage for Personal Chefs.  At up to 75% off the retail rates for the same coverage, you will not find a lower rate anywhere else!  We insure hundreds of Personal Chefs across Canada, & unlike other sectors, our rates have not increased since 2005!   

Our Personal Chef Insurance Coverage is set up on a Master Policy.  Each Chef gets their own certificate number.  The policy features Broad Form Wordings combined with an extensive list of special extensions brought together with your specific business operations in mind.

The following are a list of coverage's available, subject to policy terms and conditions and various exclusions.

 
More Member Benefits

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